[vc_row full_width=”stretch_row” parallax=”content-moving” css=”.vc_custom_1680593499423{margin-top: -80px !important;border-top-width: 3px !important;padding-bottom: 30px !important;border-top-style: solid !important;}”][vc_column][vc_custom_heading text=”Retirement Calculators – Calculate Your Retirement Savings and More” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]<\/p>\n
Do you know what you need to achieve a secure retirement? You can use our retirement calculators to better understand a variety of important financial topics.<\/p>\n
These include:<\/p>\n
\u25cf Cost of Waiting: Determine the cost of waiting by delaying your savings plan.
\n\u25cf Credit Card Payoff: Understand when you can pay off your credit card.
\n\u25cf Home Affordability: Understand how much home loan you can a\ufb00ord.
\n\u25cf Home Refinance: Analyze if refinancing your mortgage is advantageous.
\n\u25cf Impact of Inflation: Learn how inflation affects the value of your current funds.
\n\u25cf IRA Eligibility: Find out how much you can contribute to an IRA.
\n\u25cf Life Insurance Need: Estimate the amount of life insurance coverage you need.
\n\u25cf Loan Acceleration: See how paying down a loan sooner can save you money
\n\u25cf Roth IRA Conversion: See if converting to a Roth IRA makes sense for you.[\/vc_column_text][vc_empty_space][vc_row_inner gap=”20″ el_class=”calculator-row”][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Cost of Waiting” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]A penny saved is a penny earned, but a penny saved today is a penny potentially earning more. Use this calculator to determine how much more you could accumulate at retirement by beginning your savings…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Fretirement-calculator%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button”][\/vc_column_inner][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Credit Card Payoff” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]Americans today owe more money than ever before. The fact that \u2018interest never sleeps\u2019 means that the situation will continue to worsen unless steps are taken at the individual level to reduce or eliminate debt….[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Fhow-long-will-it-take-to-pay-off-my-credit-card%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button”][\/vc_column_inner][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Home Affordability” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]When you\u2019re buying a home, mortgage lenders don\u2019t look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Fhome-affordability%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button”][\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=”20″ el_class=”calculator-row” css=”.vc_custom_1680595110634{margin-top: 20px !important;margin-bottom: 20px !important;}”][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Home Refinance” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages. Depending on how many months the ongoing payment savings will take to cover your upfront closing costs,…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Frefinance-calculator%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button”][\/vc_column_inner][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Impact of Inflation” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]It may surprise you how much inflation can erode purchasing power. Use this calculator to estimate how much more income you may need when factoring in inflation between now and until you reach retirement to…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Fret05%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button”][\/vc_column_inner][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”IRA Eligibility” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]Many factors can affect your eligibility and contribution limits to either the Traditional IRA or Roth IRA \u2014 tax filing status, your current earned income level and whether or not you participate in a retirement…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Fhow-much-retirement-income-may-an-ira-provide%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button” css=”.vc_custom_1687917371419{margin-top: 60px !important;}”][\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=”20″ el_class=”calculator-row”][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Life Insurance Need” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in creating a sound financial plan for you and your family. This step may require the purchase…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Flife-insurance-calculator%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button”][\/vc_column_inner][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Loan Acceleration” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]Over the course of a loan amortization you will spend hundreds, thousands, and maybe even hundreds of thousands in interest. By making a small additional monthly payment toward principal, you can greatly accelerate the term…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Fdet17%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button”][\/vc_column_inner][vc_column_inner el_class=”dropshadow” width=”1\/3″][vc_custom_heading text=”Roth IRA Conversion” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text]Roth IRA is a great way for clients to create tax-free income from their retirement assets. Yet, keep in mind that when you convert your taxable retirement assets into a Roth IRA you will generally…[\/vc_column_text][vc_btn title=”View Calculator” style=”custom” custom_background=”#1e4ec4″ custom_text=”#ffffff” shape=”square” align=”center” i_align=”right” i_icon_fontawesome=”fa fa-angle-right” button_block=”true” add_icon=”true” link=”url:https%3A%2F%2Fwww.calcxml.com%2Fcalculators%2Froth-ira-conversion-calculator%3Fskn%3D929%26r%3D2%26tabs%3D1|title:View%20Calculator||” el_class=”calc-button” css=”.vc_custom_1687917427687{margin-top: 60px !important;}”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"
[vc_row full_width=”stretch_row” parallax=”content-moving” css=”.vc_custom_1680593499423{margin-top: -80px !important;border-top-width: 3px !important;padding-bottom: 30px !important;border-top-style: solid !important;}”][vc_column][vc_custom_heading text=”Retirement Calculators – Calculate Your Retirement Savings and More” font_container=”tag:h2|font_size:1.6em|text_align:left|color:%23000000″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal”][vc_column_text] Do you know what you need to […]<\/p>\n","protected":false},"author":21,"featured_media":0,"parent":24,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"acf":[],"yoast_head":"\n