Wealth Management

At the Strategic Senior Benefits Group (SSBG), we not only specialize in helping our clients achieve safe passage into retirement, but we also provide a wide range of wealth management services, including: asset protection, risk management, preservation of capital, income generation, estate planning, and tax reduction strategies.

We are here to help you hold on to more of your heard-earned savings by better protecting it against stock market risk.

Baby Boomers know that the game of retirement has changed. After the disappearance of traditional pension plans and two major stock market drops since the start of the 21st century, they know the onus is on them to protect their assets and prepare financially for retirement.

One of the best ways to protect your hard-earned savings is to dramatically reduce your exposure to stock market risk.

At SSBG, we specialize in the universe of non-stock market, income-generating investments. By taking a more defensive approach to planning and saving for retirement, we can help protect your retirement savings from stock market risk and volatility—so that you can use it to generate renewable streams of income that you can count on well into retirement.

There are many aspects of income-based investing that make it a practical choice for investors in or near retirement. Risk reduction, in particular, is one of those aspects. You can actually take on less stock market risk while generating ongoing income to cover the expenses of the activities you plan on enjoying during retirement—like playing golf, spending time on your boat, or traveling to visit family.

This isn’t to say you must sacrifice growth when you shift your focus to income; you can continue to grow your portfolio organically by strategically reinvesting the income you don’t need into other conservative vehicles.

Many people are also under the wrong impression that they can only get a 3% return from their fixed-income portfolios, and are often quite shocked when they find out that they can earn much more than that. Sometimes it can be as much as 5-8%

Although we specialize in more defensive, income-generating strategies, our investment management team also offers growth strategies for those with the willingness and ability to endure some level of stock market risk and volatility.

Our team can custom-tailor a Growth Portfolio for you based on diligent research and your financial profile. This portfolio of equities can also be matched with our income strategies to create an Income & Growth Portfolio that can be customized to your specific needs based on how long you have to go before retirement.

Putting off things we don’t like to think about is normal. As financial advisors, we often find ourselves meeting with couples for the purpose of financial planning for life’s end. This subject is understandably put off by many. However, in most cases, we find it’s something both people wanted to talk about, even though it never came up in their conversations.

When many people think of estate planning, they think of minimizing estate taxes and avoiding probate fees, but there’s more to it than that. Another important reason for creating an estate plan is to ensure you’ve considered everything ahead of time—so family members get along and aren’t left scrambling to figure it out in the end.

Think about it: where is most of the emotional attachment in situations like these? Is it on financial assets, or on personal items like grandma’s jewelry? Unfortunately, we’ve seen too many situations where family members stop speaking to each other over claims on such mementos.

Preparing an estate plan can help to ensure financial stability for your surviving spouse, preserve assets for children and grandchildren, minimize taxes and other expenses, and ensure that all of your final wishes are carried out.

Since you will need the services of a trusted attorney to make sure you have a well-thought-out estate plan in place, we can help with that as well. With more than 60 years of combined industry experience, we’ve established lasting relationships with trustworthy estate planning attorneys across South Florida that can help you.

Why pay more in taxes than you are legally obligated to? There’s nothing wrong with only paying what you are required to pay. Still, with constantly changing tax laws and legislation, it can almost become a full-time job to keep up with the latest tax codes.

Instead of having to spend countless hours trying to keep up with the constant changes, you can trust our highly trained advisors to guide you on the best ways to minimize your tax liability, legally.

If your Wealth Management goals require the services of a trusted attorney or CPA, we can help you with that as well. With more than 60 years of combined industry experience, we’ve established lasting relationships with attorneys, CPAs, and other financial professionals across South Florida that can help you.  Additionally, because of our relationships with them, many will offer their services to you at a discount.

Call or email our office today to set up a FREE FINANCIAL ANALYSIS!


If you know of a friend or family member who needs our services, please contact us and we will be happy to help them.

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